| Every credit report from New Wave Financial interprets tradelines, detects data errors, reveals Fannie Mae underwriting conditions to get your loan approved and tell you step by step how to get a higher credit score in just 72 hours.
In addition to our easy to read, reissuable paper credit reports, you also get the industry's only credit proofreading tool - Intelligent Credit Report. Today, credit report data is read by underwriting engines like Fannie Mae's Desktop Underwriter - so you've got to be able to correct any issues as they are viewed like the underwriters in the banks.
Now you can.
Our Intelligent Credit Report proofreads the data in credit files - with the sole purpose of maximizing your borrowing power. Use it to see what the underwriting conditions will be - before you reissue the file. Use it to see if there are errors or other issues in the file that may be wrongfully lowering the score - and how many more points you can add. Use it to more easily sort, review and interpret difficult tradelines.
Either way, if you are presently trying to get preapproved using other companies’s paper credit report - you're will not be seeing the whole credit picture. And you may be missing out on the opportunity to get a better scores.
See the Exact Rescoring Potential See a screen shot
The Intelligent Credit Report tells you exactly how many more points you can add to any credit score in just days. By scanning your tradelines, credit limits and balances it determines whether your credit use is actually harming, or lowering the score. You'll see the exact total number of additional points the Intelligent Credit Report believes can be added to the score. You will need a Middle Score to qualify for a mortgage or other loan so you will receive the rescoring plan which will explain exactly which balances to adjust and by how much in order to achieve the points indicated.
Built in X-Ray Technology Detects Harmful Data Errors See a screen shot
Using our own credit X-Ray technology, the ICR scans every data element within the credit report - including the data you can't see - and tells you about errors or issues that may be holding down the score. Often, without you being aware, outdated or wrong information in the credit profile can harm your borrowing strength. No longer - now you'll detect every issue. A single mouse click can see the errors and how to address these issues.
Detect Every Fannie Mae Underwriting Condition See a screen shot
Have you ever heard of people applying for a Mortgage and at the end find out that they do not qualify because the Fannie Mae file in Desktop Underwriter found conditions which had them been rejected? Never again. Every credit file also gets an Underwriting Conditions Scan (UC Scan) which spells out every condition the file will receive - before you apply for a mortgage. Included with your report, you'll see every Desktop Underwriter condition interpreted and explained. It even shows you which data triggered the condition to help you resolve it.
Interactive, Fully Sortable Credit Information See a screen shot
Now you can see every tradelines on the fly by nearly any data element. A single report sorted by tradelines by type, open balance, high credit, lates, past due and more can be ordered. All derogatory items are highlighted in yellow - and can even be grouped by themselves with a click of your mouse. Then, once you've found a tradeline that interests you, you can open it up to see the "raw" data exactly as presented by each bureau reporting, including every comment and remark. The Intelligent Credit Report even interprets the tradeline for you and provides an easy to read description of history.
See what is on your credit today. Click Here
|
